Charlotte, NCAugust 15, 2026

"Who's the best insurance agency in Charlotte?"

Who AI recommends for insurance agencies in Charlotte

Measured August 15, 2026. Word for word.

No sponsored results. No business can pay to be on this list. We record what the AI engines actually say, word for word.

10NAMEDof21LISTED

The standings

namednot namedno answer

Google AI: one row covering 2 surfaces, AI Overviews and AI Mode. Gemini: live, no receipt kept.

1

CAP Insurance Group

Named in 9 of 12 measured answers

9/12
ChatGPTGoogle AIGeminiPerplexity
From the answer, verbatim:
…ices, especially **O'Connor Insurance Associates**, **Mark McDuffie Insurance Agency**, **Patriot Insurance Agency**, **CAP Insurance Group**, and **Charlotte Insurance**.

SealedAugust 15, 20262d457608-7fd

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2

O'Connor Insurance Associates, Inc.

Named in 8 of 12 measured answers

8/12
ChatGPTGoogle AIGeminiPerplexity
From the answer, verbatim:
…e the agencies that appear in Charlotte-specific “best” or “top” lists and have established local offices, especially **O'Connor Insurance Associates**, **Mark McDuffie Insurance Agency**, **Patriot Insurance Agency**, **CAP Insurance Group**, and **Charlotte Insurance…

SealedAugust 15, 20262d457608-7fd

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3

Latorre Insurance

Named in 7 of 12 measured answers

7/12
ChatGPTGoogle AIGeminiPerplexity
From the answer, verbatim:
- **Latorre Insurance** — independent Charlotte agency; Expertise shows **4.

SealedAugust 15, 2026b53d304b-f4e

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7

Mark McDuffie Insurance Agency

Named in 3 of 12 measured answers

3/12
ChatGPTGoogle AIGeminiPerplexity
From the answer, verbatim:
…otte-specific “best” or “top” lists and have established local offices, especially **O'Connor Insurance Associates**, **Mark McDuffie Insurance Agency**, **Patriot Insurance Agency**, **CAP Insurance Group**, and **Charlotte Insurance**.

SealedAugust 15, 20262d457608-7fd

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8

Hutch Ham Agency, Inc.

Named in 2 of 12 measured answers

2/12
ChatGPTGoogle AIGeminiPerplexity
From the answer, verbatim:
For top-rated local service near center city Charlotte, highly recommended independent options include CAP Insurance Group on E Morehead St, Latorre Insurance on N McDowell St, and Hutch Ham Agency on W Morehead St.

SealedAugust 15, 202636ab8308-6da

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9

Pegram Insurance

Named in 2 of 12 measured answers

2/12
ChatGPTGoogle AIGeminiPerplexity
From the answer, verbatim:
- **Pegram Insurance Agency** — ThreeBestRated gives it a **4.

SealedAugust 15, 2026b53d304b-f4e

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10

H B Cantrell & Co

Named in 1 of 12 measured answers

1/12
ChatGPTGoogle AIGeminiPerplexity
From the answer, verbatim:
- **H.B. Cantrell & Co — (704) 954-9000**: independent, local Charlotte agency; offers personal lines like **auto/home/life/Medicare supplements** and business lines like **BOP, general liability, commercial auto, workers’ comp, bonds**.

SealedAugust 15, 2026462f437a-8d8

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The roll call · August 15, 2026

The night's roll call

Every business measured this week. The ones the answers named are lit.

10namedof21listed

  • Howard Hanna Insurance Services
  • CAP Insurance Group
  • Pegram Superior Mitchell Insurance Agency
  • O'Connor Insurance Associates, Inc.
  • Pegram Insurance
  • Latorre Insurance
  • Capstone Insurance Agency
  • Myers Park Country Club
  • ROMA INSURANCE AGENCY
  • Curtis Helms Insurance
  • A1 Insurance Agency
  • Laurie Insurance Group
  • All Points Insurance
  • Mark McDuffie Insurance Agency
  • Piedmont Insurance Associates
  • Hutch Ham Agency, Inc.
  • O H Walker Insurance Agency
  • Pegram Insurance
  • Superior Insurance Of Charlotte
  • H B Cantrell & Co
  • Cheap Car Insurance

Being unnamed today is an observation with a date on it, not a judgment. Any of these businesses can run a free scan.

Howard Hanna Insurance Services · Pegram Superior Mitchell Insurance Agency · Pegram Insuranceand 8 moreas listed on Google, fetched August 15, 2026

This page was measured August 15, 2026, 31 days ago. Answers may have moved since. A fresh scan shows today.

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This record is 1 measured week(s) old. History accumulates weekly. Nothing here is padded to look busy.

The record, week by week

This history is captured live each week. It cannot be backfilled, by us or anyone.

Real questions, asked the way customers ask, with no business name inside any question. Every named business below appeared in an actual AI answer, saved and dated.

"Who's the best insurance agency in Charlotte, NC?"

"I need an insurance agency in Charlotte, NC — who should I call?"

"Which insurance agency would you recommend near Charlotte, NC?"

How this page is made: we ask 3 real customer questions across 5 AI engines: ChatGPT, Gemini, Perplexity, Claude, and Google AI. Google AI is measured on 2 surfaces, AI Overviews and AI Mode, so 5 engines make 6 measured surfaces. A business is NAMED only when its name appears in the machine's actual answer text. Hinted at or linked does not count. Answers are saved word for word, dated, and content-hashed. No business name is ever inside a question, so no result can be nudged. Paying us never changes what the receipts say. This page is a set of dated observations: AI answers vary between runs.

August 15, 20265 of 5 surfaces measuredsealed 5faf58b362e8

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